“EXAMINING PRE-RETIREMENT ANXIETY AMONG LOCAL GOVERNMENT EMPLOYEES IN CROSS RIVER STATE, NIGERIA: A SURVEY-BASED STUDY” (2025) International Journal of Functional Research in Arts and Humanities (IJFRAH), 3(2), pp. 141–147. Available at: https://ijfrah.org/journal/article/view/67 (Accessed: 3 June 2026).